BUYING & SELLING
Should I sell before I buy?
The sequence should follow your cash position, comfort with overlap and tolerance for moving twice.
THE BROKER TEAM · ENRIQUE PELAYO JR.
Start with the constraint
If the next down payment depends on sale proceeds, begin by confirming what you can actually access and when. A sale-first plan can clarify your budget, but it may require temporary housing or an agreed possession arrangement.
Compare two complete plans
Buying first offers flexibility in your search, but overlapping housing expenses and qualification can change the picture. Compare the full cost of each sequence: moving, storage, temporary accommodation, financing and the cash reserve left afterward.
What we would work through
Enrique can help map a target launch date, a realistic search window and a fallback if either transaction takes longer. Ask your lender to confirm eligibility before relying on bridge financing or equity from a home that has not sold.
Make it practical
- Obtain a current payoff and estimated sale proceeds.
- Price temporary housing, storage and a second move.
- Confirm when proceeds can be used for the next purchase.
- Agree on a fallback if the replacement home is not ready.
Put the dollars beside the decision
Compare the cash needed, ongoing costs and timing under each option. Enrique can help identify which terms deserve negotiation and what needs confirmation from your lender or settlement provider.
This is a starting point for a conversation. Property, financing, tax and legal details need individual review before you act.
How does this apply to you?
Tell Enrique what you’re considering. We can put the relevant options side by side and identify what needs to be confirmed.
Talk Through My Situation ↗