Sell My House Calculator: What You'll Walk Away With

How to use this sell my house calculator

Start with a realistic sale-price scenario, not the largest automated estimate you can find. Enter your expected mortgage payoff, other secured debts and each selling expense. Fill every field, using zero only when a cost genuinely does not apply. Your result updates on this page without sending your financial entries to us. Print a completed worksheet if you want to compare scenarios or discuss the figures.

Net proceeds from a home sale are the funds remaining after the deductions you include. They are different from equity, which is often described as value minus secured debt alone. A seller with substantial equity can still have less cash available than expected once taxes, preparation, concessions and moving expenses are included. Keep a reserve for items that have not yet been quoted.

Washington's graduated real estate excise tax

For a standard taxable residential sale, Washington applies the state real estate excise tax, or REET, in layers. Each rate applies only to the portion of the taxable selling price within that band. Crossing a threshold does not apply the higher rate to the entire sale. Local REET is added separately and depends on the property's location.

Source: Washington Department of Revenue, real estate excise tax. Local rates: DOR local REET rates effective May 1, 2026. DOR also lists a $5 technology fee. Exemptions, special property classifications and other transaction circumstances require separate review. Ask your settlement provider to confirm the applicable rate, taxable amount and fees before closing.

Read the Seattle real estate taxes guide for property tax, REET and how they affect your move.

Seller closing costs in Washington State

For a sale in King or Snohomish County, request an itemized estimate from your title or escrow provider. Relevant costs can include settlement services, title charges, recording or release charges, tax prorations and contractual credits. Responsibility for individual charges depends on your agreement and transaction. Brokerage compensation is negotiable; enter the dollar amount from your own agreement rather than assuming a customary percentage.

Preparation is a separate decision. Cleaning, landscaping, inspections or repairs may improve presentation, but spending does not guarantee a matching increase in value. Compare a limited preparation plan with a larger project before committing funds. Include temporary housing, storage and moving costs if they affect what you need for the next home. Avoid counting the same charge in both closing costs and another worksheet field.

A Seattle sale-price example

NWMLS reported an August 2026 Seattle median closed sale price of $825,000 for residential homes and condominiums combined. We use that figure only to illustrate the arithmetic, not as a valuation of your home. Source: NWMLS August 2026 King County breakout, page 1. Information and statistics compiled and reported by the Northwest Multiple Listing Service.

At $825,000, the state tax is $5,775 on the first $525,000 plus $3,840 on the next $300,000: $9,615 total. Seattle's 0.50% local rate adds $4,125, making REET $13,740. The $5 technology fee is included in the closing-cost assumption below, not counted twice.

Suppose the payoff is $400,000, other liens are zero, agreed compensation is $33,000, settlement and other closing costs are $3,505, preparation is $6,000, buyer credits are $5,000 and moving costs are $2,500. Together with $13,740 REET, those deductions total $463,745, leaving estimated proceeds of $361,255. Every expense here is illustrative; the compensation is an assumption for this example, not a recommended or standard fee.

Change the price, credits and preparation budget to see how sensitive your result is. A higher price can leave less cash if it comes with larger credits or expenses. The most useful comparison considers both money and the likelihood of closing on acceptable terms. Read price versus net proceeds for that decision.

Questions about your proceeds

Connect the sale to your next move

Enrique's mortgage-lending background helps connect the cash from a sale with the down payment, reserves and monthly costs of another purchase. Start with a selling strategy, or compare locations in the Seattle suburbs guide. The goal is a move that works after the closing statement, not just an attractive headline price.